Transparent Rates, No Hidden Costs

Financial products should never rely on fine print to generate profit. At SwiftFund, we guarantee complete transparency regarding your cost of capital. Before you sign your digital contract, you will see a full breakdown of your Annual Percentage Rate (APR), your exact repayment schedule, and any associated platform fees.

Most traditional lenders hide their technical underwriting costs by charging inflated interest rates. We prefer total honesty. To keep our APRs as low as possible for independent professionals, we charge a single, non-refundable £1.00 Digital Verification Fee at checkout. This covers the immediate third-party costs of your secure Open Banking connection and biometric ID check.

Fixed APR: Your interest rate is locked in for the duration of your term. Your monthly payments will never fluctuate due to market conditions.
Origination Fee: A clear, one-time administrative fee deducted directly from your initial loan disbursement.
Zero Prepayment Penalties: You are always free to clear your outstanding balance early without incurring any exit fees or penalties.