E-Sign and Electronic Communications Consent

Pursuant to the eIDAS Regulation (EU) 910/2014 and applicable global electronic signature frameworks, SwiftFund operates as a fully digital financial network. By registering an account and utilising our services, you formally consent to execute all legal agreements, promissory notes, and platform disclosures electronically.

1

Your electronic signature—whether executed by clicking "I Agree," entering a One-Time Password (OTP), or utilising a cryptographic signing tool—holds the exact same legal validity, enforceability, and binding effect as a physical wet-ink signature.

2

You agree to receive all binding communications, default notices, tax documents, and contract amendments electronically via your registered email address or secure dashboard notifications.

3

You possess the necessary hardware and software to view, download, and retain PDF copies of your executed digital contracts.

You maintain the right to withdraw your consent to electronic communications. However, because our infrastructure relies entirely on digital underwriting and contract execution, withdrawing this consent will result in the immediate termination of your ability to access new loan facilities or deploy further capital on the platform.