Legal & Compliance

This Cookie Policy governs the use of cookies, web beacons, tracking pixels, and similar telemetry technologies across the SwiftFund digital platform. To provide a secure and functional financial marketplace, we must utilise certain tracking technologies. This document outlines the distinct categories of cookies we deploy and your rights regarding consent and tracking management.

These cookies are fundamentally essential for the SwiftFund platform to operate securely and cannot be disabled in our systems. They are typically set in response to actions made by you, such as logging into your dashboard, completing a multi-step loan application form, or maintaining a secure Open Banking session token. Disabling these cookies via your browser settings will render the core financial services of the platform entirely unusable.

To continually optimise our digital lending infrastructure, we deploy analytical cookies that track user interaction metrics. These cookies allow us to count visits, identify traffic sources, and map user journeys across the Borrower Ladder or Funding Partner portal. All data collected by these cookies is strictly aggregated and anonymised; it is never used to identify individual users or inform specific underwriting decisions.

Functional cookies enable the platform to provide enhanced personalisation and remember your selected preferences, such as your designated locale (e.g., Arabic RTL layout versus English LTR layout), default currency settings, and previous calculator inputs. These may be set by SwiftFund or by approved third-party providers whose services we have integrated into our interface.

Upon your initial visit to the SwiftFund platform, you will be presented with a compliance banner requiring your explicit consent for non-essential cookies. You maintain the absolute right to withdraw or amend this consent at any time. You may adjust your preferences directly through the "Cookie Settings" link located in the platform footer or configure your web browser to block specific tracking categories. Please note that restricting certain cookies may impair the functionality of specific UI components, such as the dynamic loan calculator.