Funding Partners
Deploy Capital with Confidence: Access Premium Private Credit Yields
Diversify your portfolio by funding vetted micro to mid-tier borrowers. We utilise advanced Open Banking analytics to secure a competitive Target APY for our funding partners, turning transparent data into reliable capital growth.
Calculate Your Projected Yield
$10,000 to $1,000,000+
Select your capital deployment duration.
12, 24, or 36 Months
Estimated Monthly Passive Income
Total Target Yield
US$833.00
US$20,000.00
Projections use SwiftFund's servicing model: gross borrower APR less a fixed 1.50% annual platform servicing fee. Capital is at risk and projections are indicative only.
Institutional & high-net-worth investors welcome.
Borrower Due Diligence
Precision Vetting via Open Banking
SwiftFund rejects the limitations of traditional credit scoring. We utilise Open Banking technology to conduct read-only, real-time cash-flow analysis. This allows us to accurately assess a borrower's actual financial health and repayment capacity, ensuring your capital is deployed only to highly qualified entities.
Traditional credit models rely on historical data that often fails to reflect current liquidity. By analysing live transaction data, we identify prime borrowers among freelancers and small businesses who are typically overlooked by legacy institutions. This data-driven approach removes emotional bias and provides a mathematically sound foundation for every loan originated on our platform.
Real-time cash-flow analysis via Open Banking
Identifies prime borrowers overlooked by legacy institutions
Mathematically sound, bias-free credit assessment
Capital Protection
Risk Mitigation and Capital Deployment
We protect investor capital through rigorous algorithmic underwriting, fractional loan allocation, and a structured borrower ladder. Your funds are automatically diversified across hundreds of micro-loans, minimising exposure to any single default while maintaining a consistent Estimated Annual Return across your portfolio.
Borrowers must prove their reliability through our tiered system before accessing higher capital limits (up to $30,000). Your capital is held in a secure escrow facility until deployment. We actively monitor loan performance, automatically adjusting risk parameters to defend your Projected Yield. By fractionalising your commitment, we ensure that local market fluctuations do not disrupt your overarching investment strategy.
- Fractional allocation across hundreds of micro-loans
- Secure escrow facility — funds held until deployment
- Active performance monitoring with algorithmic risk adjustment
Partner Onboarding
Partner Application
Complete the steps below to request access to the SwiftFund funding partner platform. The process takes under 10 minutes.
SwiftFund operates in strict adherence to international financial regulations. Your data is secured via AES-256 bank-grade encryption.
Select Your Operating Entity
Please categorise your funding profile.